Cohabitation Agreements

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What is a Cohabitation Agreement?

A cohabitation agreement is a legal document between unmarried couples who are living together.  It sets out arrangements for finances, property and children while you are living together and if you split up, become ill or die.

You can make an agreement at any time.  It is best to do this before you move in together, however, you may want to consider making an agreement if you decide to have children or get a mortgage.  There is a common misunderstanding that there is a status of “common law” wife/husband which gives you the same rights as married couples.  This is unfortunately not correct and without a cohabitation agreement you do not have many rights.  Even if you have lived together for a long time and have children, you do not automatically have rights like married couples.

Is a Cohabitation Agreement legally binding?

A cohabitation agreement is legally binding, when prepared correctly and taking into account all of the circumstances of the case.  A family law solicitor can help you prepare a cohabitation agreement and make sure it is legally binding.  Proper consideration should be given to the terms of the agreement and whether they are fair.  The whole agreement may be deemed void, if the outcome of the agreement would be unjust.

Cohabitation agreements are enforceable: –

  • if those signing the agreement are not under any pressure or undue influence;
  • the parties must intend to create legal relations by entering into the contract;
  • there must be consideration; and
  • the agreement must be certain and clear.

It is important to review a cohabitation agreement regularly and particularly when your circumstances change, such as a child being born, or one of you receives a large inheritance.

Reasons to enter into a Cohabitation Agreement

Having a legal document like a cohabitation agreement can be useful, alongside a will, if one of you becomes seriously ill, dies or if you split up.  It will protect you both, and any other family members who may be affected by establishing rights.

For example, an agreement can make sure you have:

  • a share of each other’s assets
  • access to each other’s state pension
  • next of kin rights in a medical emergency
  • Find out what your cohabitation rights are without an agreement.

A cohabitation agreement can also help you divide up bills and other responsibilities while you live together.

The aim, by dealing with these issues at the outset, is to avoid costly legal disputes and possible Court proceedings if your relationship comes to an end and an agreement cannot be reached.

Children

The father only has Parental Responsibility if they are on the child’s birth certificate.  Parental Responsibility means a person has a say in decisions about the child.

For births registered before 1st December 2003 the father will not automatically have Parental Responsibility even if on the birth certificate.

You have a legal obligation to provide child support if you split up.  This applies even if you do not have Parental Responsibility.

Cohabitation Agreements for those not in a romantic relationship

Cohabitation agreements can also be made between people who are not romantically involved – for example, friends or siblings.

Family law team

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